Family patriarch Gerald Davenport (Reginald VelJohnson) summons his feuding family home for Christmas with exciting news: he won $10 million in the Christmas lottery! His youngest daughters, Nicole (Brave Williams) and Tammy (Candiace Bassett), immediately fly home to see their dad and his winnings, but their older sister, Deirdre (Asiah Epperson), is annoyed it took their dad winning the lottery for Nicole and Tammy to finally come home. While the sisters argue over who has been the most responsible in taking care of their mother who has been diagnosed with dementia, Diane (Kay-Megan Washington), Gerald takes his time turning in the lottery ticket to enjoy some long overdue family time. However, when Diane misplaces the ticket and cant remember where she put it, Nicole, Tammy and Deirdre must work together to find the ticket that could change their lives by Christmas Day. As the family hunts for and bickers over the lottery ticket, Diane wanders off and goes missing for hours, worrying everyone until she returns home safely with the lottery ticket in hand. Relieved by Dianes return, they finally put their animosity toward one another aside to celebrate the holidays as a family.